Umbrella Insurance

Umbrella Insurance | Simi Valley Insurance Services- Simi Valley, CA

Simi Valley Insurance has protected families with life insurance since 1967.

Simi Valley Insurance offers personalized service to help you find the right additional coverage with umbrella insurance. We know that choosing a policy can be a difficult decision when it comes to knowing what extra liability insurance to add and what assets will be protected under the additional coverage. When you come into our office, our knowledgeable staff will research the available policies to add to your current primary policy. Our agents are here to make sure you have all of the information you need, and get the right coverage for the right price.

Personal umbrella policies are added to a person’s home and/or auto insurance. The policies tend to provide a wider range of coverage over one or more primary policies. With your current home or auto insurances, there may be risks that are not covered, but with umbrella policies, they fill in the gaps in the underlying policies. When you are responsible for the incident, your primary insurance will pay up to the limit of your chosen policy, but if you have umbrella insurance, any additional amount will be paid by the umbrella policy.

Umbrella insurance is a great way to protect yourself beyond your primary coverage limits. These policies are designed to provide you with peace of mind because any additional damages along with legal defense, will be covered. Without this additional coverage, you would have to pay out of pocket for any amounts that exceed your insurance limits. If you cannot pay, a lien can be placed on your home, your wages could be garnished, or your savings and other assets could be at risk. Don’t get caught with expensive legal fees, settlements, property damage, or medical costs that your primary insurance can’t cover. When you include excess liability coverage to your insurance policy, your mind will be put at ease.

Because we have spent more than four decades in the industry, you can rely on our team for affordable quotes, prompt service and detailed information. We work with more than 50 different providers and offer a range of choices for our clients. When you want more information about umbrella insurance or a free quote from our agents, feel free to contact us.